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Ein Einkaufswagen durchläuft ein Kontrolltor und symbolisiert Bedarfsanforderung, Freigabe und Bestellung.","Einkaufssoftware für kontrollierte Einkaufsprozesse","https://a.storyblok.com/f/146026/2528x1696/3dea22e928/einkaufssoftware-titelbild.jpg",{"alt":1637,"size":1641,"title":1638,"source":13,"copyright":44},"2528x1696","Welche Einkaufssoftware passt zum Mittelstand? Erfahren Sie, wie Bedarfsanforderungen, Freigaben, Bestellungen und Rechnungsabgleich digital zusammenspielen.",[],[1645],{"cta":1646,"_uid":1647,"items":1648,"heading":1747,"reverse":19,"component":1587,"sectionSettings":1767},[],"f18116ab-0a00-4bac-a4c5-46601ace65e1",[1649,1663,1677,1691,1705,1719,1733],{"_uid":1650,"hide":19,"title":1651,"component":1469,"description":1652},"918f0a97-4a5d-4e54-80aa-d3f339d34ede","Was ist eine Einkaufssoftware?",{"type":245,"attrs":1653,"content":1654},{"backgroundColor":16},[1655],{"type":248,"attrs":1656,"content":1657},{"textAlign":16},[1658],{"text":1659,"type":254,"marks":1660},"Eine Einkaufssoftware digitalisiert und verbindet Prozesse wie Bedarfsanforderung, Freigabe, Bestellung, Rechnungsprüfung und Budgetkontrolle.",[1661],{"type":1117,"attrs":1662},{"color":1481},{"_uid":1664,"hide":19,"title":1665,"component":1469,"description":1666},"5ca8f15d-7acc-49c6-9e3f-2e7c599ecbba","Was ist eine BANF?",{"type":245,"attrs":1667,"content":1668},{"backgroundColor":16},[1669],{"type":248,"attrs":1670,"content":1671},{"textAlign":16},[1672],{"text":1673,"type":254,"marks":1674},"Eine BANF ist eine interne Bedarfs- oder Bestellanforderung. Sie meldet einen geplanten Bedarf und ist noch keine verbindliche Bestellung beim Lieferanten.",[1675],{"type":1117,"attrs":1676},{"color":1481},{"_uid":1678,"hide":19,"title":1679,"component":1469,"description":1680},"b144013c-1846-4667-a861-8736c9e0bf41","Was ist der Unterschied zwischen Procure-to-Pay und Purchase-to-Pay?",{"type":245,"attrs":1681,"content":1682},{"backgroundColor":16},[1683],{"type":248,"attrs":1684,"content":1685},{"textAlign":16},[1686],{"text":1687,"type":254,"marks":1688},"Beide Begriffe beschreiben meist den Prozess vom Bedarf bis zur Zahlung. Procure-to-Pay betont häufig die vorgelagerte Beschaffung, während Purchase-to-Pay stärker auf Bestellung, Rechnung und Zahlung fokussiert.",[1689],{"type":1117,"attrs":1690},{"color":1481},{"_uid":1692,"hide":19,"title":1693,"component":1469,"description":1694},"c8d420d5-a23c-4539-b153-8c9d102a4d53","Was ist ein Drei-Wege-Abgleich?",{"type":245,"attrs":1695,"content":1696},{"backgroundColor":16},[1697],{"type":248,"attrs":1698,"content":1699},{"textAlign":16},[1700],{"text":1701,"type":254,"marks":1702},"Der Drei-Wege-Abgleich vergleicht Bestellung, Wareneingang oder Leistungsbestätigung und Rechnung. Abweichungen bei Menge, Preis oder Lieferant werden zur Prüfung markiert.",[1703],{"type":1117,"attrs":1704},{"color":1481},{"_uid":1706,"hide":19,"title":1707,"component":1469,"description":1708},"7be072a0-2c59-48af-b384-6b7521accabd","Braucht ein Unternehmen mit ERP zusätzlich eine Einkaufssoftware?",{"type":245,"attrs":1709,"content":1710},{"backgroundColor":16},[1711],{"type":248,"attrs":1712,"content":1713},{"textAlign":16},[1714],{"text":1715,"type":254,"marks":1716},"Nicht grundsätzlich. Ein ERP kann Bestellungen, Freigaben und Rechnungen abbilden. Eine zusätzliche Lösung kann sinnvoll sein, wenn dezentrale Ausgaben, Firmenkarten, Belege oder Nutzerfreundlichkeit im bestehenden ERP nicht ausreichend abgedeckt sind.",[1717],{"type":1117,"attrs":1718},{"color":1481},{"_uid":1720,"hide":19,"title":1721,"component":1469,"description":1722},"d13b0206-5fae-44cf-a5f3-51d3ae54c6eb","Welche DATEV-Anbindung ist die richtige?",{"type":245,"attrs":1723,"content":1724},{"backgroundColor":16},[1725],{"type":248,"attrs":1726,"content":1727},{"textAlign":16},[1728],{"text":1729,"type":254,"marks":1730},"Das hängt vom Buchhaltungsprozess ab. Prüfen Sie, ob Belege, Buchungssätze, Kostenstellen, Zahlungen und Lieferantenstammdaten über den benötigten DATEV-Service übertragen werden können.",[1731],{"type":1117,"attrs":1732},{"color":1481},{"_uid":1734,"hide":19,"title":1735,"component":1469,"description":1736},"0056d242-e2d2-4501-8c5e-a77941f39015","Wie lange dauert die Einführung?",{"type":245,"attrs":1737,"content":1738},{"backgroundColor":16},[1739],{"type":248,"attrs":1740,"content":1741},{"textAlign":16},[1742],{"text":1743,"type":254,"marks":1744},"Das hängt von Datenqualität, Zahl der Abteilungen, Integrationen und Prozessumfang ab. Ein begrenzter Pilot kann in wenigen Wochen produktiv werden. Eine umfassende Einführung mit mehreren Gesellschaften und ERP-Anbindungen dauert meist deutlich länger.",[1745],{"type":1117,"attrs":1746},{"color":1481},[1748],{"cta":1749,"_uid":1750,"title":1751,"eyebrow":1759,"subtitle":1762,"component":265,"textAlign":13,"eyebrowPill":19,"checkmarkList":19,"flexibleSection":1765,"sectionSettings":1766,"displaySeparator":19,"breakLineOnMobile":19,"subtitleLeftBorder":19,"customTitleFontSize":13},[],"3ea78540-e706-4d30-847a-f9788c96f7e0",{"type":245,"attrs":1752,"content":1753},{"backgroundColor":16},[1754],{"type":265,"attrs":1755,"content":1756},{"level":1575,"textAlign":16},[1757],{"text":1758,"type":254},"Häufige Fragen zu Einkaufssoftware",{"type":245,"content":1760},[1761],{"type":248},{"type":245,"content":1763},[1764],{"type":248},[],[],[],"einkaufssoftware-mittelstand-bedarfsanforderung-rechnung","de/blog/einkaufssoftware-mittelstand-bedarfsanforderung-rechnung",-2810,[],"aa348f24-3107-449b-b69a-658481d434a2","2026-08-24T11:04:31.356Z",[],"blog/einkaufssoftware-mittelstand-bedarfsanforderung-rechnung",[1777,1778,1779],{"path":1775,"name":16,"lang":28,"published":16},{"path":1775,"name":16,"lang":23,"published":16},{"path":1775,"name":16,"lang":31,"published":16},{"name":1781,"created_at":1782,"published_at":1783,"updated_at":1784,"id":1785,"uuid":1786,"content":1787,"slug":1930,"full_slug":1931,"sort_by_date":16,"position":1932,"tag_list":1933,"is_startpage":19,"parent_id":1593,"meta_data":16,"group_id":1934,"first_published_at":1783,"release_id":16,"lang":23,"path":16,"alternates":1935,"default_full_slug":1936,"translated_slugs":1937},"Alternativen zu Payhawk, Pliant und Moss: Ausgabenmanagement im Vergleich","2026-08-14T11:41:35.141Z","2026-08-14T12:04:49.612Z","2026-08-14T12:04:49.649Z",208970117793046,"6cbc9a1b-d4fc-4a84-a653-1afd8d5294cc",{"_uid":1788,"title":1781,"topics":1789,"noIndex":19,"category":1811,"language":1820,"component":1397,"heroMedia":1821,"publishedAt":1822,"redirectUrl":13,"listingImage":1823,"metaDescription":1832,"bottomArticleCta":1833,"componentsAfterTheArticle":1834},"8062aa90-67bc-4313-b3df-0b9892c509f6",[1790],{"name":1791,"created_at":1792,"published_at":1793,"updated_at":1794,"id":1795,"uuid":1796,"content":1797,"slug":1799,"full_slug":1800,"sort_by_date":16,"position":1801,"tag_list":1802,"is_startpage":19,"parent_id":1375,"meta_data":16,"group_id":1803,"first_published_at":1804,"release_id":16,"lang":23,"path":16,"alternates":1805,"default_full_slug":1806,"translated_slugs":1807,"_stopResolving":67},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-09-29T09:14:51.769Z","2026-09-29T09:14:51.790Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":1798,"name":1791,"component":12,"hubspotId":13},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","finance-tools-tech","de/blog/topic/finance-tools-tech",-550,[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[1808,1809,1810],{"path":1806,"name":16,"lang":28,"published":16},{"path":1806,"name":16,"lang":23,"published":16},{"path":1806,"name":16,"lang":31,"published":16},{"name":1385,"created_at":1386,"published_at":6,"updated_at":1387,"id":1388,"uuid":1389,"content":1812,"slug":1397,"full_slug":1398,"sort_by_date":16,"position":731,"tag_list":1814,"is_startpage":19,"parent_id":1400,"meta_data":16,"group_id":1401,"first_published_at":1402,"release_id":16,"lang":23,"path":16,"alternates":1815,"default_full_slug":1404,"translated_slugs":1816,"_stopResolving":67},{"_uid":1391,"icon":1813,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":13,"focus":13,"title":13,"filename":1395,"copyright":13,"fieldtype":46,"is_external_url":19},[],[],[1817,1818,1819],{"path":1404,"name":16,"lang":28,"published":16},{"path":1404,"name":16,"lang":23,"published":16},{"path":1404,"name":16,"lang":31,"published":16},[23],[],"2026-08-14 00:00",[1824],{"_uid":1825,"asset":1826,"caption":13,"component":1422},"3b51b4cf-b73b-4932-92ce-736c21219dc6",{"id":1827,"alt":1828,"name":13,"focus":13,"title":1829,"source":13,"filename":1830,"copyright":44,"fieldtype":46,"meta_data":1831,"is_external_url":19},208970285422666,"Mehrere abstrakte Zahlungskarten und ein Beleg liegen auf violett gewellten Linien","Corporate Cards und Ausgabenmanagement im Vergleich","https://a.storyblok.com/f/146026/2752x1536/b58b55f944/ausgabenmanagement-alternativen-titelbild.jpg",{"alt":1828,"title":1829,"source":13,"copyright":44},"Payhawk, Pliant, Moss, Expensify, Rydoo oder Spendesk? Der Vergleich zeigt Unterschiede bei Firmenkarten, DATEV, Spesen, Rechnungen und Ausgabenmanagement.",[],[1835],{"cta":1836,"_uid":1837,"items":1838,"heading":1909,"reverse":19,"component":1587,"sectionSettings":1929},[],"3c79f700-1f45-49d5-966a-3cb4fcb19116",[1839,1853,1867,1881,1895],{"_uid":1840,"hide":19,"title":1841,"component":1469,"description":1842},"db76d488-98af-454b-88c7-c11a6a6e9434","Was ist die beste Alternative zu Payhawk?",{"type":245,"attrs":1843,"content":1844},{"backgroundColor":16},[1845],{"type":248,"attrs":1846,"content":1847},{"textAlign":16},[1848],{"text":1849,"type":254,"marks":1850},"Das hängt vom Schwerpunkt ab. Payhawk-Alternativen mit unterschiedlichen Profilen sind beispielsweise Moss für Karten, Rechnungen und DATEV, Pliant für Kreditkarten, Rydoo für Reisekosten und Spendesk für Karten, Ausgaben, Rechnungen und Beschaffung. Eine allgemeine Rangfolge wäre ohne einheitliche Gewichtung nicht belastbar.",[1851],{"type":1117,"attrs":1852},{"color":1481},{"_uid":1854,"hide":19,"title":1855,"component":1469,"description":1856},"8bae7f2e-a320-4460-ab47-5b760f3251db","Was ist eine gute Alternative zu Pliant?",{"type":245,"attrs":1857,"content":1858},{"backgroundColor":16},[1859],{"type":248,"attrs":1860,"content":1861},{"textAlign":16},[1862],{"text":1863,"type":254,"marks":1864},"Pliant ist auf Visa-Kreditkarten ausgerichtet. Wenn Sie eine Kreditlinie benötigen, sollten Sie die Bonitätsanforderungen und Konditionen anderer Kreditkartenanbieter vergleichen. Wenn Ausgabenkontrolle, Budgets und Beschaffung wichtiger sind als eine Kreditlinie, können Debitkartenlösungen wie Spendesk oder Payhawk besser zum Prozess passen.",[1865],{"type":1117,"attrs":1866},{"color":1481},{"_uid":1868,"hide":19,"title":1869,"component":1469,"description":1870},"614ce44b-98d5-4b39-a479-9b94fffbf115","Was ist eine gute Alternative zu Moss?",{"type":245,"attrs":1871,"content":1872},{"backgroundColor":16},[1873],{"type":248,"attrs":1874,"content":1875},{"textAlign":16},[1876],{"text":1877,"type":254,"marks":1878},"Moss ist stark bei Karten, Rechnungsverarbeitung und DATEV. Als Alternativen kommen Payhawk, Spendesk oder Rydoo infrage, je nachdem, ob Multi-Entity, Procurement, Ausgabenkontrolle oder Reisekosten im Mittelpunkt stehen.",[1879],{"type":1117,"attrs":1880},{"color":1481},{"_uid":1882,"hide":19,"title":1883,"component":1469,"description":1884},"d2774960-587d-447a-90ef-980ccafa450b","Brauche ich für eine Firmenkarte eine Schufa-Prüfung?",{"type":245,"attrs":1885,"content":1886},{"backgroundColor":16},[1887],{"type":248,"attrs":1888,"content":1889},{"textAlign":16},[1890],{"text":1891,"type":254,"marks":1892},"Das hängt vom Kartenmodell, Anbieter und Vertrag ab. Eine Kreditlinie erfordert häufig eine Bonitätsprüfung des Unternehmens. Bei Debit- oder vorfinanzierten Karten wird in der Regel keine Kreditlinie eingeräumt. Daraus folgt aber nicht automatisch, dass keinerlei Identitäts-, Compliance- oder Bonitätsprüfung stattfindet.",[1893],{"type":1117,"attrs":1894},{"color":1481},{"_uid":1896,"hide":19,"title":1897,"component":1469,"description":1898},"b3db5885-0d19-445a-a401-eb4ef7c7a97c","Welche Lösung bietet eine DATEV-Anbindung?",{"type":245,"attrs":1899,"content":1900},{"backgroundColor":16},[1901],{"type":248,"attrs":1902,"content":1903},{"textAlign":16},[1904],{"text":1905,"type":254,"marks":1906},"Payhawk, Pliant, Moss, Rydoo und Spendesk bieten nach ihren aktuellen Anbieterinformationen DATEV-bezogene Integrationen oder Exporte. Die Tiefe unterscheidet sich jedoch deutlich. Prüfen Sie, ob es sich um DATEV Unternehmen online, DATEV Rechnungswesen, den Rechnungsdatenservice, den Buchungsdatenservice oder lediglich um einen Datei-Export handelt.",[1907],{"type":1117,"attrs":1908},{"color":1481},[1910],{"cta":1911,"_uid":1912,"title":1913,"eyebrow":1921,"subtitle":1924,"component":265,"textAlign":13,"eyebrowPill":19,"checkmarkList":19,"flexibleSection":1927,"sectionSettings":1928,"displaySeparator":19,"breakLineOnMobile":19,"subtitleLeftBorder":19,"customTitleFontSize":13},[],"f33a388c-1f72-4f73-9cd3-af1190c1be59",{"type":245,"attrs":1914,"content":1915},{"backgroundColor":16},[1916],{"type":265,"attrs":1917,"content":1918},{"level":1575,"textAlign":16},[1919],{"text":1920,"type":254},"Häufige Fragen zu 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Die Teilnahme und der tatsächliche Leistungsumfang hängen von den Programmvoraussetzungen ab.",[2184],{"type":1117,"attrs":2185},{"color":1481},{"_uid":2187,"hide":19,"title":2188,"component":1469,"description":2189},"434afec3-e040-455f-b817-737c4fe69bb1","Haben Spendesk, Pleo und Payhawk eine DATEV-Anbindung?",{"type":245,"content":2190},[2191],{"type":248,"attrs":2192,"content":2193},{"textAlign":16},[2194],{"text":2195,"type":254,"marks":2196},"Alle drei Anbieter werden im DATEV-Marktplatz mit entsprechenden Anbindungen aufgeführt. Die konkrete technische Umsetzung kann sich jedoch unterscheiden. 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Indirekte Beschaffung umfasst alle nicht produktbezogenen Einkäufe. Tail Spend bezeichnet den kleinteiligen und häufig weniger gesteuerten Teil dieser Ausgaben.",[2303],{"type":1117,"attrs":2304},{"color":1481},{"_uid":2306,"hide":19,"title":2307,"component":1469,"description":2308},"12f9d5ec-13b7-4b3b-b16b-553fe2587f8e","Was ist Maverick Buying?",{"type":245,"content":2309},[2310],{"type":248,"attrs":2311,"content":2312},{"textAlign":16},[2313],{"text":2314,"type":254,"marks":2315},"Maverick Buying sind Einkäufe, die außerhalb der festgelegten Beschaffungsprozesse erfolgen, etwa ohne erforderliche Freigabe oder bei nicht freigegebenen Lieferanten.",[2316],{"type":1117,"attrs":2317},{"color":1481},{"_uid":2319,"hide":19,"title":2320,"component":1469,"description":2321},"0d03c927-3d25-454c-8f8f-64d2a786932f","Wie lassen sich Software-Abos besser kontrollieren?",{"type":245,"content":2322},[2323],{"type":248,"attrs":2324,"content":2325},{"textAlign":16},[2326],{"text":2327,"type":254,"marks":2328},"Mit einem zentralen Verzeichnis, klaren Verantwortlichkeiten, dokumentierten Laufzeiten und regelmäßigen Prüfungen von Nutzung, Kosten und Verlängerungen.",[2329],{"type":1117,"attrs":2330},{"color":1481},{"_uid":2332,"hide":19,"title":2333,"component":1469,"description":2334},"7442c65f-fa82-44c2-9161-596372f9cf67","Sind virtuelle Karten eine Lösung für Tail Spend?",{"type":245,"content":2335},[2336],{"type":248,"attrs":2337,"content":2338},{"textAlign":16},[2339],{"text":2340,"type":254,"marks":2341},"Sie können kleine oder wiederkehrende Ausgaben besser begrenzen, zuordnen und kontrollieren. Sie ersetzen jedoch keine Ausgabenrichtlinie, keine Freigabeprozesse und kein Vertragsmanagement.",[2342],{"type":1117,"attrs":2343},{"color":1481},[2345],{"cta":2346,"_uid":2347,"title":2348,"eyebrow":2358,"subtitle":2361,"component":265,"textAlign":13,"eyebrowPill":19,"checkmarkList":19,"flexibleSection":2364,"sectionSettings":2365,"displaySeparator":19,"breakLineOnMobile":19,"subtitleLeftBorder":19,"customTitleFontSize":13},[],"c231ffdc-8128-4141-9f4c-a226522c6bd2",{"type":245,"content":2349},[2350],{"type":265,"attrs":2351,"content":2352},{"level":1575,"textAlign":16},[2353],{"text":2354,"type":254,"marks":2355},"Häufige Fragen zum Tail-Spend-Management",[2356],{"type":1117,"attrs":2357},{"color":1481},{"type":245,"content":2359},[2360],{"type":248},{"type":245,"content":2362},[2363],{"type":248},[],[],[],"kontrolle-kleine-ausgaben-tail-spend-management","de/blog/kontrolle-kleine-ausgaben-tail-spend-management",-2310,[],"88c05a2a-e795-4670-8d84-c3baea07a722",[],"blog/kontrolle-kleine-ausgaben-tail-spend-management",[2375,2376,2377],{"path":2373,"name":16,"lang":28,"published":16},{"path":2373,"name":16,"lang":23,"published":16},{"path":2373,"name":16,"lang":31,"published":16},"24",1791220484803]